Beanstox Inc.

Fees

March 2020

Fees

Beanstox provides access to investing via the App for a cost effective monthly subscription fee of $5.00/month. In the future, Beanstox may charge an annual fee of 0.25% on the net market value of Client Account balances of $25,000 and over or such other amount as determined by Beanstox from time to time. Beanstox may apply reduced fees, including in connection with promotional programs, in its sole discretion.

Clients will not be charged additional fees by Beanstox for costs associated with portfolio advisory services, custody, account maintenance and trade execution (except for those fees related to foreign exchange or third-party asset fees). Clients who request special or additional services may be charged for such services. Although the fees are not negotiable, Beanstox may, at its sole discretion, waive a portion of its fees or offer fees to some clients that differ from the standard fee schedules referenced above. Clients may be charged additional fees for reimbursement of non advisory expenses such as insufficient funds charges.

A detailed description of fees can be found on the App and in the Investment Advisory Agreement.

ETF Fees and Expenses

All fees paid to Beanstox for investment advisory services are separate and distinct from, and in addition to, the fees and expenses charged by ETFs to their shareholders. These fees and expenses are described in the prospectus of each ETF. These fees are generally composed of a management fee and other fund expenses. Beanstox does not earn or receive a portion of such fees.

Referral Fees and Other Compensation

Beanstox expects from time to time to establish referral programs that provide compensation to clients, marketers and other partners in return for identifying, recommending or referring clients to Beanstox. Clients will not be charged any costs or fees for being referred by another client, marketer or partner of Beanstox. If you open an Account through Beanstox’s Refer a Friend program, the client who referred you will receive compensation from Beanstox in the form of reduced or waived fees. You may be invited to participate in the Refer A Friend program by means including, but not limited to, an existing Beanstox client providing you a link or as a result of an email Beanstox sends you on behalf of an existing Beanstox client. If you are in doubt as to whether you were directed to Beanstox via the Refer A Friend program and believe it material to your decision to open a Beanstox account, please contact [email protected] before signing up for an account. Compensation to the referring Beanstox client through the Refer a Friend program may be the reduction or waiver of Beanstox’s fees applicable to such referring client’s account for a limited period of time as determined by Beanstox. Beanstox reserves the right to restrict, revoke, or amend this program at any time without notice to the client. Compensation to marketers or other partners identifying, recommending or referring clients to Beanstox are negotiated directly with such marketers or other partners.