Beanstox Pricing
Simple and Straightforward
Simple and Straightforward
Beanstox offers you a simple way to start building wealth as well as personal finance education direct to your inbox so you can be smart with your money. No hidden fees or surprises.
Beanstox offers you a simple way to start building wealth as well as personal finance education direct to your inbox so you can be smart with your money. No hidden fees or surprises.
Beanstox Plus
Beanstox Plus
$5/mo
Investing
Wealth Builder Account
Your personalized Wealth Portfolio
Retirement Investing
Traditional IRA
Potential tax deductions. Learn
Roth IRA
Earnings grow tax-free. Learn
More Investing Options
Stocks 500 Account
500 of the largest US companies
Power Saving Account
Invest for more income
Gold - NEW
ETFs backed by physical gold
Bitcoin - NEW
Bitcoin exposure through ETFs
Monthly Market Data & Insights
Additional market recaps & financial education info
Recurring deposits
Weekly, Bi-weekly and monthly
Tax (powered by April*)
Tax Filer
Easy, fast filing,
Paycheck Boost
Keep more of your paycheck
Beanstox Premium
Beanstox Premium
GET IT ALL
GET IT ALL
$10/mo
Investing
Wealth Builder Account
Your personalized Wealth Portfolio
Retirement Investing
Traditional IRA
Potential tax deductions. Learn
Roth IRA
Earnings grow tax-free. Learn
More Investing Options
Stocks 500 Account
500 of the largest US companies
Power Saving Account
Invest for more income
Gold - NEW
ETFs backed by physical gold
Bitcoin - NEW
Bitcoin exposure through ETFs
Monthly Market Data & Insights
Additional market recaps & financial education info
Recurring deposits
Weekly, Bi-weekly and monthly
Tax (powered by April*)
Tax Filer
Easy, fast filing,
Paycheck Boost
Keep more of your paycheck
*Beanstox has partnered with April Tax Solutions Inc. to offer helpful tax-related tools to Beanstox Clients. Beanstox does not provide tax advice. Please consult your tax advisor for additional information regarding tax matters. April Tax Solutions Inc. is a third-party service provider and is not affiliated with Beanstox.
August 2025
IMPORTANT DISCLOSURES: Beanstox currently offers three different investment plans and charges the following subscription fees (the “Subscription Fee/s”) for each plan.
Clients should be aware that Beanstox is designed for clients who intend to make frequent recurring deposits and grow their investments over time. The Subscription Fees may not be appropriate for clients looking to make infrequent small-dollar investments.
Included in the Beanstox Plus monthly Subscription Fee is a $0.10 fee for Advisory Services (the “Advisory Fee”) and $4.90 for access to a Wealth Builder account, additional educational content and additional non-advisory services provided by Beanstox (“Beanstox Plus Fee”). The first monthly Subscription Fee payment covers additional on-boarding expenses incurred by Beanstox for new and current Clients and is not refundable. This is waived for Beanstox Simple Clients. Subscription Fees are subject to change upon notice to Clients. Beanstox may apply reduced Subscription Fees, including in connection with promotional programs, in its sole discretion. Advisory Fees are not charged for accounts with a $0.00 balance in which case the $0.10 portion of the Subscription Fee for Beanstox Plus Advisory Services will be deemed to be part of the Beanstox Plus Fee.
Included in the Beanstox Premium monthly Subscription Fee is a $0.10 fee for Advisory Services (the “Advisory Fee”) and $9.90 for access to Wealth Builder and IRA accounts, additional educational content and additional non-advisory services provided by Beanstox (“Beanstox Premium Fee”). The first monthly Subscription Fee payment covers additional on-boarding expenses incurred by Beanstox for new and current Clients and is not refundable. This is waived for Beanstox Simple Clients. Subscription Fees are subject to change upon notice to Clients. Beanstox may apply reduced Subscription Fees, including in connection with promotional programs, in its sole discretion. Advisory Fees are not charged for accounts with a $0.00 balance in which case the $0.10 portion of the Subscription Fee for Beanstox Premium Advisory Services will be deemed to be part of the Beanstox Premium Fee.
You agree to pay the Subscription Fee in accordance with the Advisory Agreement. You acknowledge that the Subscription Fee may change from time to time and updated information on the Subscription Fee will be available on the Platform. Depending on numerous factors, including the volume and type of trading in a Client’s Account and the aggregate cost of custodial, trade execution, advisory, and other services that are provided to Clients, the Subscription Fee may cost more or less money than if the Client were to purchase such services separately away from Beanstox. You acknowledge that the Subscription Fee is a fixed fee based on the Plan for which you are enrolled and, depending on your circumstances, may be disproportionately high relative to the assets in your Account, and that the Subscription Fee is reasonable for the services you receive regardless of the assets in your Account.
The Subscription Fee will be charged monthly in advance commencing on the date of the related Account opening and thereafter upon each monthly anniversary of the Account opening. Beanstox will arrange for the automatic debit of applicable fees from the Client’s Linked Bank Account for the Subscription fee.
Clients will not be charged additional fees by Beanstox for costs associated with Advisory Services, including custody, account maintenance and trade execution commissions (except for those fees related to foreign exchange or third-party asset fees). For all Beanstox Plans and Accounts, Clients who request non transactional special or additional services may be charged for such services, including, without limitation, a $0.25 processing charge when they withdraw funds from their Accounts, which may be subtracted from the total withdrawal amount. Clients may also be charged additional fees for reimbursement of non advisory expenses such as insufficient funds charges.
Although the fees are not negotiable, Beanstox may, at its sole discretion, waive a portion of its fees or offer fees to some Accounts that differ from the standard fee schedules referenced above.
A detailed description of fees can be found on the App and on our website at Beanstox.com.
PROMOTIONAL, REFERRALS, AND OTHER MARKETING CAMPAIGNS
Beanstox expects from time to time to run promotional, referral and other marketing campaigns to measure interest and to attract clients to open Accounts on the App. These campaigns may provide compensation to Clients, marketers, promoters and other partners (each a “Promoter”). These promotions may include, but are not limited to, referral programs pursuant to which Clients, or third parties, invite non-Clients to open an account with Beanstox. These promotions may also include additional Account services or products offered on a limited basis to select Clients, different fee arrangement structures, which could include more favorable fee arrangements, cash compensation, and reduced or waived Subscription Fees for Clients. These arrangements may create an incentive for a third party or existing Client to refer prospective Clients to Beanstox, even if the third party would otherwise not make the referral. These arrangements also could create a conflict of interest for a Client to maintain a certain level of assets managed through Beanstox if doing so would result in eligibility to receive an incentive, bonus, or additional compensation in return for identifying, recommending, or referring non-Clients to Beanstox. Please refer to the Terms and Conditions of any promotion, referral or contest program on Beanstox’s website for additional information. Compensation to Clients for such referrals, marketing and contests could be up to $1,000 per 12-month periods. Compensation to a non-Client Promoter paid per advertisement or per other marketing effort that refers you to Beanstox may be higher and will be subject to a separate written agreement with each Promoter. Clients will not be charged any costs or fees for being referred by a Promoter. If you are in doubt as to whether you were directed to Beanstox via a Promoter and believe it material to your decision to open an Account, please contact support@beanstox.com before signing up for an Account. Beanstox reserves the right to restrict, extend, revoke, or amend these program offers at any time without notice to the Client.
ETF FEES AND EXPENSES
All fees paid to Beanstox for investment advisory services are separate and distinct from, and in addition to, the fees and expenses charged by ETFs to their shareholders. These fees and expenses are described in the prospectus of each ETF. These fees are generally composed of a management fee and other fund expenses. Beanstox does not earn or receive a portion of such fees. Although Beanstox reserves the right to waive or reduce any Subscription Fees at its sole discretion, Beanstox cannot waive fees associated with ETF fees.
Get Started With Beanstox
Get Started With Beanstox
Get Started With Beanstox
Set yourself up for a better future, with the freedom and security that come from having a growing portfolio. Download Beanstox and set up your automated recurring deposits today!
Set yourself up for a better future, with the freedom and security that come from having a growing portfolio. Download Beanstox and set up your automated recurring deposits today!
Set yourself up for a better future, with the freedom and security that come from having a growing portfolio. Download Beanstox and set up your automated recurring deposits today!
*Beanstox has partnered with April Tax Solutions Inc. to offer helpful tax-related tools to Beanstox Clients. Beanstox does not provide tax advice. Please consult your tax advisor for additional information regarding tax matters. April Tax Solutions Inc. is a third-party service provider and is not affiliated with Beanstox.
August 2025
IMPORTANT DISCLOSURES: Beanstox currently offers three different investment plans and charges the following subscription fees (the “Subscription Fee/s”) for each plan.
Clients should be aware that Beanstox is designed for clients who intend to make frequent recurring deposits and grow their investments over time. The Subscription Fees may not be appropriate for clients looking to make infrequent small-dollar investments.
Included in the Beanstox Plus monthly Subscription Fee is a $0.10 fee for Advisory Services (the “Advisory Fee”) and $4.90 for access to a Wealth Builder account, additional educational content and additional non-advisory services provided by Beanstox (“Beanstox Plus Fee”). The first monthly Subscription Fee payment covers additional on-boarding expenses incurred by Beanstox for new and current Clients and is not refundable. This is waived for Beanstox Simple Clients. Subscription Fees are subject to change upon notice to Clients. Beanstox may apply reduced Subscription Fees, including in connection with promotional programs, in its sole discretion. Advisory Fees are not charged for accounts with a $0.00 balance in which case the $0.10 portion of the Subscription Fee for Beanstox Plus Advisory Services will be deemed to be part of the Beanstox Plus Fee.
Included in the Beanstox Premium monthly Subscription Fee is a $0.10 fee for Advisory Services (the “Advisory Fee”) and $9.90 for access to Wealth Builder and IRA accounts, additional educational content and additional non-advisory services provided by Beanstox (“Beanstox Premium Fee”). The first monthly Subscription Fee payment covers additional on-boarding expenses incurred by Beanstox for new and current Clients and is not refundable. This is waived for Beanstox Simple Clients. Subscription Fees are subject to change upon notice to Clients. Beanstox may apply reduced Subscription Fees, including in connection with promotional programs, in its sole discretion. Advisory Fees are not charged for accounts with a $0.00 balance in which case the $0.10 portion of the Subscription Fee for Beanstox Premium Advisory Services will be deemed to be part of the Beanstox Premium Fee.
You agree to pay the Subscription Fee in accordance with the Advisory Agreement. You acknowledge that the Subscription Fee may change from time to time and updated information on the Subscription Fee will be available on the Platform. Depending on numerous factors, including the volume and type of trading in a Client’s Account and the aggregate cost of custodial, trade execution, advisory, and other services that are provided to Clients, the Subscription Fee may cost more or less money than if the Client were to purchase such services separately away from Beanstox. You acknowledge that the Subscription Fee is a fixed fee based on the Plan for which you are enrolled and, depending on your circumstances, may be disproportionately high relative to the assets in your Account, and that the Subscription Fee is reasonable for the services you receive regardless of the assets in your Account.
The Subscription Fee will be charged monthly in advance commencing on the date of the related Account opening and thereafter upon each monthly anniversary of the Account opening. Beanstox will arrange for the automatic debit of applicable fees from the Client’s Linked Bank Account for the Subscription fee.
Clients will not be charged additional fees by Beanstox for costs associated with Advisory Services, including custody, account maintenance and trade execution commissions (except for those fees related to foreign exchange or third-party asset fees). For all Beanstox Plans and Accounts, Clients who request non transactional special or additional services may be charged for such services, including, without limitation, a $0.25 processing charge when they withdraw funds from their Accounts, which may be subtracted from the total withdrawal amount. Clients may also be charged additional fees for reimbursement of non advisory expenses such as insufficient funds charges.
Although the fees are not negotiable, Beanstox may, at its sole discretion, waive a portion of its fees or offer fees to some Accounts that differ from the standard fee schedules referenced above.
A detailed description of fees can be found on the App and on our website at Beanstox.com.
PROMOTIONAL, REFERRALS, AND OTHER MARKETING CAMPAIGNS
Beanstox expects from time to time to run promotional, referral and other marketing campaigns to measure interest and to attract clients to open Accounts on the App. These campaigns may provide compensation to Clients, marketers, promoters and other partners (each a “Promoter”). These promotions may include, but are not limited to, referral programs pursuant to which Clients, or third parties, invite non-Clients to open an account with Beanstox. These promotions may also include additional Account services or products offered on a limited basis to select Clients, different fee arrangement structures, which could include more favorable fee arrangements, cash compensation, and reduced or waived Subscription Fees for Clients. These arrangements may create an incentive for a third party or existing Client to refer prospective Clients to Beanstox, even if the third party would otherwise not make the referral. These arrangements also could create a conflict of interest for a Client to maintain a certain level of assets managed through Beanstox if doing so would result in eligibility to receive an incentive, bonus, or additional compensation in return for identifying, recommending, or referring non-Clients to Beanstox. Please refer to the Terms and Conditions of any promotion, referral or contest program on Beanstox’s website for additional information. Compensation to Clients for such referrals, marketing and contests could be up to $1,000 per 12-month periods. Compensation to a non-Client Promoter paid per advertisement or per other marketing effort that refers you to Beanstox may be higher and will be subject to a separate written agreement with each Promoter. Clients will not be charged any costs or fees for being referred by a Promoter. If you are in doubt as to whether you were directed to Beanstox via a Promoter and believe it material to your decision to open an Account, please contact support@beanstox.com before signing up for an Account. Beanstox reserves the right to restrict, extend, revoke, or amend these program offers at any time without notice to the Client.
ETF FEES AND EXPENSES
All fees paid to Beanstox for investment advisory services are separate and distinct from, and in addition to, the fees and expenses charged by ETFs to their shareholders. These fees and expenses are described in the prospectus of each ETF. These fees are generally composed of a management fee and other fund expenses. Beanstox does not earn or receive a portion of such fees. Although Beanstox reserves the right to waive or reduce any Subscription Fees at its sole discretion, Beanstox cannot waive fees associated with ETF fees.
Beanstox Pricing
Beanstox Pricing
Simple and Straightforward
Simple and Straightforward
Beanstox offers you a simple way to start building wealth as well as personal finance education direct to your inbox so you can be smart with your money. No hidden fees or surprises.
Beanstox offers you a simple way to start building wealth as well as personal finance education direct to your inbox so you can be smart with your money. No hidden fees or surprises.
Beanstox Plus
$5/mo
Investing
Wealth Builder Account
Your personalized Wealth Portfolio
Retirement Investing
Traditional IRA
Potential tax deductions. Learn
Roth IRA
Earnings grow tax-free. Learn
More Investing Options
Stocks 500 Account
500 of the largest US companies
Power Saving Account
Invest for more income
Gold - NEW
ETFs backed by physical gold
Bitcoin - NEW
Bitcoin exposure through ETFs
Monthly Market Data & Insights
Additional market recaps & financial education info
Recurring deposits
Weekly, Bi-weekly and monthly
Tax (powered by April*)
Tax Filer
Easy, fast filing,
Paycheck Boost
Keep more of your paycheck
Beanstox Premium
GET IT ALL
GET IT ALL
$10/mo
Investing
Wealth Builder Account
Your personalized Wealth Portfolio
Retirement Investing
Traditional IRA
Potential tax deductions. Learn
Roth IRA
Earnings grow tax-free. Learn
More Investing Options
Stocks 500 Account
500 of the largest US companies
Power Saving Account
Invest for more income
Gold - NEW
ETFs backed by physical gold
Bitcoin - NEW
Bitcoin exposure through ETFs
Monthly Market Data & Insights
Additional market recaps & financial education info
Recurring deposits
Weekly, Bi-weekly and monthly
Tax (powered by April*)
Tax Filer
Easy, fast filing,
Paycheck Boost
Keep more of your paycheck
Check Out the Beanstox App
Invest without stress. Easier than a walk in the park. No stock picking, no market timing and no experience needed.
Legal
Developers
Unless indicated differently, data is as of 06/30/2025.
*Disclosures
Beanstox does not provide tax, legal, accounting, budgeting, credit score, or banking advice. The information provided is for informational purposes only and is not intended to constitute such advice. Readers are encouraged to consult with their personal tax, legal, and accounting professionals for specific guidance.
Beanstox has partnered with April Tax Solutions Inc. to offer helpful tax-related tools to Beanstox Clients. Beanstox does not provide tax advice. Please consult your tax advisor for additional information regarding tax matters. April Tax Solutions Inc. is a third-party service provider and is not affiliated with Beanstox.
* Open a Traditional IRA with Beanstox and boost your federal tax refund by up to $22 for every $100 you contribute by April 15, 2025 (or up to $1,540 assuming 22% on the maximum contribution of $7,000). Then file your taxes effortlessly with the easy-to-use tax tool powered by april and claim the IRA deduction.
ᶿ Maximum refund guarantee is provided by April Tax Solutions Inc.. If you use april's service to prepare and file your return and you find an error in the tax preparation that entitles you to a larger refund (or smaller liability), you may use their service to amend that return at no additional charge. To qualify, the larger refund or smaller tax liability must not be due to differences or inaccuracies in data supplied by you, your choice not to claim a deduction or credit, positions taken on your return that are contrary to law, or changes in federal or state tax laws.
If April Tax Solutions Inc.'s tax preparation software makes a mathematical error that results in your payment of a penalty and/or interest to the Internal Revenue Service (“IRS”) that you would otherwise not have been required to pay, April Tax Solutions Inc. will reimburse you up to a maximum of $10,000.
1. Pricing: Learn About Pricing.
2. Power Savings: As of June 30, 2025: traditional US Savings Account Rate: 0.38% (YCharts); T-Bill yield: 4.24% (YCharts); 4.18% based on the 30-day SEC yield of the Beanstox short-duration bond portfolio ETF constituents; the 30-day SEC yield is a standard metric defined by the U.S. Securities and Exchange Commission (SEC) and reflects the dividends and interest earned during the period after the deduction of the ETF's expenses. There are no assurances that this yield will be sustainable in the future. This product invests in one or more ETFs. Results may vary due to expenses and other factors.
3. Stocks 500: Where applicable, as of June 30, 2025, S&P 500 return assumes an initial $1,000 investment, 40-year annualized return of 10% (Source: Bloomberg Finance LP). It is not possible to invest directly in an index. This product invests in an ETF aiming to track the S&P 500’s performance. Results may vary due to expenses and other factors. Returns before ETF fees. Diversification is not a guarantee of profit or protection against loss.
4. Wealth Builder: Saving $400/month over 40 years, but not investing and assuming no interest accrual, would accumulate $192,000; however, investing the same $400/month, could add up to over $1 million over the same period of time. This projection illustrates a hypothetical example of compounding over time, based on an investment of $400 per month for 40 years with an assumed annualized returns of 8% or more, compounded monthly, assuming the funds stay invested throughout the investment period.
5. All corporate logos are for illustrative purposes only and are not a recommendation, an offer to sell, or a solicitation of an offer to buy any security.
6. App store rating is as of 06/30/2025, and is based upon all ratings and reviews received by Apple App Store and Google Play Store (collectively, the “App Stores”) submitted since the Beanstox app was available on each App Store. Current rating can be found on Beanstox’s app preview in each App Store and is subject to change. App Store rating is generally calculated and generated by each App Stores based on the average of all total Beanstox app ratings. No compensation was exchanged for reviews or ratings. Rating may not be representative of the Beanstox client experience, advisory services, or investment performance. For more information, see more reviews at the App Store and Google Play Store.
7. Beanstox Bitcoin is a self-directed portfolio and should not be considered to be a recommendation. Investing in digital assets, such as Bitcoins, is highly speculative and volatile, and only suitable for investors who are able to bear the risk of potential loss and experience sharp drawdowns. Digital assets are not legal tender and are not backed by the U.S. government. Although exposure to Bitcoin can help further diversify your investment portfolios for the long-term, digital assets investments carry significant risk! Generally, you may want to consider limiting your digital assets allocation to no more than 5% of your investments. Even today, while Cryptocurrency is gaining a more prominent currency position, it’s still considered a highly volatile investment. Beanstox does not provide access to invest directly in Bitcoin. Bitcoin exposure is provided through the iShares Bitcoin Trust ETF. This is considered a high-risk investment given the speculative and volatile nature of digital assets. Investing involves risk including the loss of principal.
8.Beanstox Gold is a self-directed portfolio and should not be considered to be a recommendation. Investing in commodities, such as gold, is speculative and can be volatile, and may only suitable for investors who are able to bear the risk of potential loss and experience sharp drawdowns. Although exposure to gold can help further diversify your investment portfolios for the long-term, commodities carry significant risk. Generally, you may want to consider limiting your commodities allocation to no more than 10% of your investments. Beanstox does not provide access to invest directly in gold. Beanstox’s gold exposure is provided through the iShares Gold Trust. This is considered a high-risk investment given the speculative and volatile nature of commodities. Investing involves risk including the loss of principal.
New Products: We are excited about the development of new products, although there are no assurances that these products will be implemented or offered to Beanstox App users, or that final details on how the products will be offered will not differ from those currently contemplated.
Beanstox Inc. (“Beanstox”) is an SEC registered investment adviser and has arranged for brokerage services to be provided by DriveWealth LLC., a registered broker-dealer and member of FINRA/SIPC. DriveWealth is not affiliated with Beanstox.
Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives and risk tolerance levels and Beanstox’s charges and expenses. The information provided herein is for illustrative purposes only and does not constitute personalized investment advice, recommendations or solicitations to hold, buy or sell any investment or security of any kind. Beanstox’s internet-based advisory services are designed to assist clients in achieving investment goals. They are not intended to provide comprehensive tax advice or financial planning with respect to every aspect of a client’s financial situation and do not incorporate specific investments that clients hold elsewhere. For more details, see our Form ADV Part 2A and Part 3 CRS and other disclosures.
All images and return figures shown are for illustrative purposes only and are not actual customer or model returns. Actual returns will vary greatly and depend on personal and market conditions. Past performance does not guarantee future results. Google Play and the Google Play logo are trademarks of Google, Inc. Apple, the Apple logo, and iPhone are trademarks of Apple, Inc., registered in the U.S.
Our site uses cookies and other similar technologies so that we can remember you and understand how you and other visitors use our site. Please see Beanstox Privacy Policy for more information.
© 2025 Beanstox Inc.
Copyright © 2025 Beanstox. All Rights Reserved
Check Out the Beanstox App
Invest without stress. Easier than a walk in the park. No stock picking, no market timing and no experience needed.
Legal
Developers
Unless indicated differently, data is as of 06/30/2025.
*Disclosures
Beanstox does not provide tax, legal, accounting, budgeting, credit score, or banking advice. The information provided is for informational purposes only and is not intended to constitute such advice. Readers are encouraged to consult with their personal tax, legal, and accounting professionals for specific guidance.
Beanstox has partnered with April Tax Solutions Inc. to offer helpful tax-related tools to Beanstox Clients. Beanstox does not provide tax advice. Please consult your tax advisor for additional information regarding tax matters. April Tax Solutions Inc. is a third-party service provider and is not affiliated with Beanstox.
* Open a Traditional IRA with Beanstox and boost your federal tax refund by up to $22 for every $100 you contribute by April 15, 2025 (or up to $1,540 assuming 22% on the maximum contribution of $7,000). Then file your taxes effortlessly with the easy-to-use tax tool powered by april and claim the IRA deduction.
ᶿ Maximum refund guarantee is provided by April Tax Solutions Inc.. If you use april's service to prepare and file your return and you find an error in the tax preparation that entitles you to a larger refund (or smaller liability), you may use their service to amend that return at no additional charge. To qualify, the larger refund or smaller tax liability must not be due to differences or inaccuracies in data supplied by you, your choice not to claim a deduction or credit, positions taken on your return that are contrary to law, or changes in federal or state tax laws.
If April Tax Solutions Inc.'s tax preparation software makes a mathematical error that results in your payment of a penalty and/or interest to the Internal Revenue Service (“IRS”) that you would otherwise not have been required to pay, April Tax Solutions Inc. will reimburse you up to a maximum of $10,000.
1. Pricing: Learn About Pricing.
2. Power Savings: As of June 30, 2025: traditional US Savings Account Rate: 0.38% (YCharts); T-Bill yield: 4.24% (YCharts); 4.18% based on the 30-day SEC yield of the Beanstox short-duration bond portfolio ETF constituents; the 30-day SEC yield is a standard metric defined by the U.S. Securities and Exchange Commission (SEC) and reflects the dividends and interest earned during the period after the deduction of the ETF's expenses. There are no assurances that this yield will be sustainable in the future. This product invests in one or more ETFs. Results may vary due to expenses and other factors.
3. Stocks 500: Where applicable, as of June 30, 2025, S&P 500 return assumes an initial $1,000 investment, 40-year annualized return of 10% (Source: Bloomberg Finance LP). It is not possible to invest directly in an index. This product invests in an ETF aiming to track the S&P 500’s performance. Results may vary due to expenses and other factors. Returns before ETF fees. Diversification is not a guarantee of profit or protection against loss.
4. Wealth Builder: Saving $400/month over 40 years, but not investing and assuming no interest accrual, would accumulate $192,000; however, investing the same $400/month, could add up to over $1 million over the same period of time. This projection illustrates a hypothetical example of compounding over time, based on an investment of $400 per month for 40 years with an assumed annualized returns of 8% or more, compounded monthly, assuming the funds stay invested throughout the investment period.
5. All corporate logos are for illustrative purposes only and are not a recommendation, an offer to sell, or a solicitation of an offer to buy any security.
6. App store rating is as of 06/30/2025, and is based upon all ratings and reviews received by Apple App Store and Google Play Store (collectively, the “App Stores”) submitted since the Beanstox app was available on each App Store. Current rating can be found on Beanstox’s app preview in each App Store and is subject to change. App Store rating is generally calculated and generated by each App Stores based on the average of all total Beanstox app ratings. No compensation was exchanged for reviews or ratings. Rating may not be representative of the Beanstox client experience, advisory services, or investment performance. For more information, see more reviews at the App Store and Google Play Store.
7. Beanstox Bitcoin is a self-directed portfolio and should not be considered to be a recommendation. Investing in digital assets, such as Bitcoins, is highly speculative and volatile, and only suitable for investors who are able to bear the risk of potential loss and experience sharp drawdowns. Digital assets are not legal tender and are not backed by the U.S. government. Although exposure to Bitcoin can help further diversify your investment portfolios for the long-term, digital assets investments carry significant risk! Generally, you may want to consider limiting your digital assets allocation to no more than 5% of your investments. Even today, while Cryptocurrency is gaining a more prominent currency position, it’s still considered a highly volatile investment. Beanstox does not provide access to invest directly in Bitcoin. Bitcoin exposure is provided through the iShares Bitcoin Trust ETF. This is considered a high-risk investment given the speculative and volatile nature of digital assets. Investing involves risk including the loss of principal.
8.Beanstox Gold is a self-directed portfolio and should not be considered to be a recommendation. Investing in commodities, such as gold, is speculative and can be volatile, and may only suitable for investors who are able to bear the risk of potential loss and experience sharp drawdowns. Although exposure to gold can help further diversify your investment portfolios for the long-term, commodities carry significant risk. Generally, you may want to consider limiting your commodities allocation to no more than 10% of your investments. Beanstox does not provide access to invest directly in gold. Beanstox’s gold exposure is provided through the iShares Gold Trust. This is considered a high-risk investment given the speculative and volatile nature of commodities. Investing involves risk including the loss of principal.
New Products: We are excited about the development of new products, although there are no assurances that these products will be implemented or offered to Beanstox App users, or that final details on how the products will be offered will not differ from those currently contemplated.
Beanstox Inc. (“Beanstox”) is an SEC registered investment adviser and has arranged for brokerage services to be provided by DriveWealth LLC., a registered broker-dealer and member of FINRA/SIPC. DriveWealth is not affiliated with Beanstox.
Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives and risk tolerance levels and Beanstox’s charges and expenses. The information provided herein is for illustrative purposes only and does not constitute personalized investment advice, recommendations or solicitations to hold, buy or sell any investment or security of any kind. Beanstox’s internet-based advisory services are designed to assist clients in achieving investment goals. They are not intended to provide comprehensive tax advice or financial planning with respect to every aspect of a client’s financial situation and do not incorporate specific investments that clients hold elsewhere. For more details, see our Form ADV Part 2A and Part 3 CRS and other disclosures.
All images and return figures shown are for illustrative purposes only and are not actual customer or model returns. Actual returns will vary greatly and depend on personal and market conditions. Past performance does not guarantee future results. Google Play and the Google Play logo are trademarks of Google, Inc. Apple, the Apple logo, and iPhone are trademarks of Apple, Inc., registered in the U.S.
Our site uses cookies and other similar technologies so that we can remember you and understand how you and other visitors use our site. Please see Beanstox Privacy Policy for more information.
© 2025 Beanstox Inc.
Copyright © 2025 Beanstox. All Rights Reserved
Check Out the Beanstox App
Invest without stress. Easier than a walk in the park. No stock picking, no market timing and no experience needed.
Legal
Developers
Unless indicated differently, data is as of 06/30/2025.
*Disclosures
Beanstox does not provide tax, legal, accounting, budgeting, credit score, or banking advice. The information provided is for informational purposes only and is not intended to constitute such advice. Readers are encouraged to consult with their personal tax, legal, and accounting professionals for specific guidance.
Beanstox has partnered with April Tax Solutions Inc. to offer helpful tax-related tools to Beanstox Clients. Beanstox does not provide tax advice. Please consult your tax advisor for additional information regarding tax matters. April Tax Solutions Inc. is a third-party service provider and is not affiliated with Beanstox.
* Open a Traditional IRA with Beanstox and boost your federal tax refund by up to $22 for every $100 you contribute by April 15, 2025 (or up to $1,540 assuming 22% on the maximum contribution of $7,000). Then file your taxes effortlessly with the easy-to-use tax tool powered by april and claim the IRA deduction.
ᶿ Maximum refund guarantee is provided by April Tax Solutions Inc.. If you use april's service to prepare and file your return and you find an error in the tax preparation that entitles you to a larger refund (or smaller liability), you may use their service to amend that return at no additional charge. To qualify, the larger refund or smaller tax liability must not be due to differences or inaccuracies in data supplied by you, your choice not to claim a deduction or credit, positions taken on your return that are contrary to law, or changes in federal or state tax laws.
If April Tax Solutions Inc.'s tax preparation software makes a mathematical error that results in your payment of a penalty and/or interest to the Internal Revenue Service (“IRS”) that you would otherwise not have been required to pay, April Tax Solutions Inc. will reimburse you up to a maximum of $10,000.
1. Pricing: Learn About Pricing.
2. Power Savings: As of June 30, 2025: traditional US Savings Account Rate: 0.38% (YCharts); T-Bill yield: 4.24% (YCharts); 4.18% based on the 30-day SEC yield of the Beanstox short-duration bond portfolio ETF constituents; the 30-day SEC yield is a standard metric defined by the U.S. Securities and Exchange Commission (SEC) and reflects the dividends and interest earned during the period after the deduction of the ETF's expenses. There are no assurances that this yield will be sustainable in the future. This product invests in one or more ETFs. Results may vary due to expenses and other factors.
3. Stocks 500: Where applicable, as of June 30, 2025, S&P 500 return assumes an initial $1,000 investment, 40-year annualized return of 10% (Source: Bloomberg Finance LP). It is not possible to invest directly in an index. This product invests in an ETF aiming to track the S&P 500’s performance. Results may vary due to expenses and other factors. Returns before ETF fees. Diversification is not a guarantee of profit or protection against loss.
4. Wealth Builder: Saving $400/month over 40 years, but not investing and assuming no interest accrual, would accumulate $192,000; however, investing the same $400/month, could add up to over $1 million over the same period of time. This projection illustrates a hypothetical example of compounding over time, based on an investment of $400 per month for 40 years with an assumed annualized returns of 8% or more, compounded monthly, assuming the funds stay invested throughout the investment period.
5. All corporate logos are for illustrative purposes only and are not a recommendation, an offer to sell, or a solicitation of an offer to buy any security.
6. App store rating is as of 06/30/2025, and is based upon all ratings and reviews received by Apple App Store and Google Play Store (collectively, the “App Stores”) submitted since the Beanstox app was available on each App Store. Current rating can be found on Beanstox’s app preview in each App Store and is subject to change. App Store rating is generally calculated and generated by each App Stores based on the average of all total Beanstox app ratings. No compensation was exchanged for reviews or ratings. Rating may not be representative of the Beanstox client experience, advisory services, or investment performance. For more information, see more reviews at the App Store and Google Play Store.
7. Beanstox Bitcoin is a self-directed portfolio and should not be considered to be a recommendation. Investing in digital assets, such as Bitcoins, is highly speculative and volatile, and only suitable for investors who are able to bear the risk of potential loss and experience sharp drawdowns. Digital assets are not legal tender and are not backed by the U.S. government. Although exposure to Bitcoin can help further diversify your investment portfolios for the long-term, digital assets investments carry significant risk! Generally, you may want to consider limiting your digital assets allocation to no more than 5% of your investments. Even today, while Cryptocurrency is gaining a more prominent currency position, it’s still considered a highly volatile investment. Beanstox does not provide access to invest directly in Bitcoin. Bitcoin exposure is provided through the iShares Bitcoin Trust ETF. This is considered a high-risk investment given the speculative and volatile nature of digital assets. Investing involves risk including the loss of principal.
8.Beanstox Gold is a self-directed portfolio and should not be considered to be a recommendation. Investing in commodities, such as gold, is speculative and can be volatile, and may only suitable for investors who are able to bear the risk of potential loss and experience sharp drawdowns. Although exposure to gold can help further diversify your investment portfolios for the long-term, commodities carry significant risk. Generally, you may want to consider limiting your commodities allocation to no more than 10% of your investments. Beanstox does not provide access to invest directly in gold. Beanstox’s gold exposure is provided through the iShares Gold Trust. This is considered a high-risk investment given the speculative and volatile nature of commodities. Investing involves risk including the loss of principal.
New Products: We are excited about the development of new products, although there are no assurances that these products will be implemented or offered to Beanstox App users, or that final details on how the products will be offered will not differ from those currently contemplated.
Beanstox Inc. (“Beanstox”) is an SEC registered investment adviser and has arranged for brokerage services to be provided by DriveWealth LLC., a registered broker-dealer and member of FINRA/SIPC. DriveWealth is not affiliated with Beanstox.
Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives and risk tolerance levels and Beanstox’s charges and expenses. The information provided herein is for illustrative purposes only and does not constitute personalized investment advice, recommendations or solicitations to hold, buy or sell any investment or security of any kind. Beanstox’s internet-based advisory services are designed to assist clients in achieving investment goals. They are not intended to provide comprehensive tax advice or financial planning with respect to every aspect of a client’s financial situation and do not incorporate specific investments that clients hold elsewhere. For more details, see our Form ADV Part 2A and Part 3 CRS and other disclosures.
All images and return figures shown are for illustrative purposes only and are not actual customer or model returns. Actual returns will vary greatly and depend on personal and market conditions. Past performance does not guarantee future results. Google Play and the Google Play logo are trademarks of Google, Inc. Apple, the Apple logo, and iPhone are trademarks of Apple, Inc., registered in the U.S.
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