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Some investors may not see many positives during a down market, but long-term investors know that buying stocks in a down market can support portfolio growth by allowing them to buy more for their money.

The Beanstox app provides personalized portfolios with ETFs that may hold hundreds of stocks and bonds with an emphasis on U.S. stocks, dividends, growth, and technology.

Americans spend, on average, $20 for coffee, $109 on impulse buys, and nearly $178 on takeout and delivery. With credit cards, pay-later plans, and endless sales, it’s easier than ever to join the millions of people who end the year in a financial hole.

If you’re working on your finances, saving money is an important first step. Choosing the right account for your situation can make the process easier.

Saving and investing requires discipline, and as with most goals worth achieving, setting a few specific milestones will help you get started and stay committed.

The pandemic has taught us a lot about ourselves, and some of those truths are tough to swallow. It's also given us opportunities to plan for the future.

Committing to a new financial strategy that postpones reward until later is challenging, but with the right tips and direction, you can transform those plans into a strategy you practice like a pro.