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The balance between risk and reward in your investment portfolio comes down to understanding the differences between speculating and investing, and the relationship between the two strategies.

Saving and investing requires discipline, and as with most goals worth achieving, setting a few specific milestones will help you get started and stay committed.

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The pandemic has taught us a lot about ourselves, and some of those truths are tough to swallow. It’s also given us opportunities to plan for the future.

Committing to a new financial strategy that postpones reward until later is challenging, but with the right tips and direction, you can transform those plans into a strategy you practice like a pro.

Debt consolidation is the process of combining multiple debts into a single payment under one lender. Instead of making multiple payments to several different lenders, a new lender pays off all your debts and then issues you a single loan to cover those costs.

When you spend money on things you don’t need, you’re creating what businessman and Beanstox Chairman and Co-owner Kevin O’Leary calls “ghost money.” Typically, these expenses are tied to impulse buys, memberships you don’t use, and other unnecessary things that might seem small, but add up over time.

There is no clear-cut answer, but you don’t have to spend or invest it all in one place, either! We’ve come up with a few great ways to get the most out of your tax refund and give yourself a better financial footing going forward.

If you find yourself running up against the limits of your checking account each month or if you’re not sure where to get started when it comes to hitting your savings goals, these simple strategies can help you to become a savvy saver.

Struggling to save money? Side gigs can help you feel more financially confident. You may already have a side gig in mind, but if you’re still searching for the perfect hustle, here are some ideas to consider.

Increasing your credit score takes time, but it’s certainly an attainable and manageable financial goal that can empower you with financial flexibility down the road.

Most experts agree you should have somewhere between 3- and 6-months’ worth of expenses held in savings to support an emergency fund.